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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,326 | $42,917+252.6% | $60,899+148.5% | $68,495+120.9% |
| Participation rate | 67.2% | 66.8%+0.4pp | 73.1%-5.9pp | 67.9%-0.7pp |
| Annual return | -11.07% | -13.99%+2.9pp | 16.92%-28.0pp | -7.84%-3.2pp |
| Employer contribution / active EE | $10,691 | $1,979+440.3% | $2,702+295.6% | $2,596+311.8% |
| Participant deferral / active EE | $1,766 | $2,867-38.4% | $3,817-53.7% | $4,028-56.2% |
| Admin fee / account holder | $13,078 | $3,102+321.6% | $3,225+305.5% | $5,403+142.0% |