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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,763 | $55,457-17.5% | $77,361-40.8% | $94,015-51.3% |
| Participation rate | 96.9% | 69.8%+27.1pp | 75.0%+22.0pp | 70.8%+26.1pp |
| Annual return | 13.02% | 15.57%-2.6pp | 1011.54%-998.5pp | 17.84%-4.8pp |
| Employer contribution / active EE | $8,884 | $2,255+294.0% | $2,990+197.1% | $2,790+218.4% |
| Participant deferral / active EE | $1,007 | $3,069-67.2% | $3,911-74.2% | $4,249-76.3% |
| Admin fee / account holder | $1,106 | $4,334-74.5% | $5,894-81.2% | $8,951-87.6% |