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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,634 | $83,337+96.4% | $67,834+141.2% | $273,972-40.3% |
| Participation rate | 100.0% | 76.4%+23.6pp | 68.8%+31.2pp | 83.0%+17.0pp |
| Annual return | -6.18% | 259.45%-265.6pp | 138.47%-144.7pp | 41.46%-47.6pp |
| Employer contribution / active EE | $33,196 | $3,287+909.9% | $2,403+1281.2% | $4,869+581.8% |
| Participant deferral / active EE | $15,163 | $4,088+270.9% | $3,160+379.9% | $5,287+186.8% |
| Admin fee / account holder | $1,468 | $6,752-78.3% | $4,622-68.3% | $10,133-85.5% |