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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,082 | $85,024+347.0% | $70,544+438.8% | $139,466+172.5% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 0.11% | 30.39%-30.3pp | 32.79%-32.7pp | 373.66%-373.6pp |
| Employer contribution / active EE | $17,207 | $3,912+339.8% | $2,976+478.2% | $4,754+261.9% |
| Participant deferral / active EE | $14,000 | $5,891+137.6% | $4,568+206.5% | $6,712+108.6% |
| Admin fee / account holder | $5,459 | $8,928-38.9% | $6,427-15.1% | $11,409-52.2% |