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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,445 | $84,236-60.3% | $170,435-80.4% | $70,126-52.3% |
| Participation rate | 70.0% | 70.8%-0.8pp | 83.6%-13.6pp | 69.5%+0.5pp |
| Annual return | 9.96% | 23.06%-13.1pp | 205.94%-196.0pp | 73.15%-63.2pp |
| Employer contribution / active EE | $871 | $3,387-74.3% | $5,432-84.0% | $2,343-62.8% |
| Participant deferral / active EE | $2,805 | $3,086-9.1% | $4,939-43.2% | $3,332-15.8% |
| Admin fee / account holder | $7,121 | $5,698+25.0% | $13,881-48.7% | $4,645+53.3% |