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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,177 | $81,331-56.7% | $155,534-77.4% | $80,935-56.5% |
| Participation rate | 74.6% | 66.3%+8.4pp | 78.2%-3.6pp | 67.7%+6.9pp |
| Annual return | 7.80% | 33.37%-25.6pp | 64.92%-57.1pp | 35.66%-27.9pp |
| Employer contribution / active EE | $1,101 | $3,105-64.5% | $4,675-76.4% | $2,757-60.1% |
| Participant deferral / active EE | $2,969 | $3,454-14.1% | $5,630-47.3% | $4,299-30.9% |
| Admin fee / account holder | $24,386 | $7,999+204.9% | $15,900+53.4% | $6,924+252.2% |