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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $705,093 | $154,228+357.2% | $145,433+384.8% | $137,256+413.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.00% | 74.59%-62.6pp | 66.58%-54.6pp | 220.34%-208.3pp |
| Employer contribution / active EE | $22,296 | $4,804+364.1% | $4,554+389.5% | $4,156+436.5% |
| Participant deferral / active EE | $21,015 | $8,216+155.8% | $7,897+166.1% | $6,407+228.0% |
| Admin fee / account holder | $7,367 | $14,344-48.6% | $13,129-43.9% | $12,270-40.0% |