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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,519 | $113,941-33.7% | $94,229-19.9% | $125,389-39.8% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -3.75% | 5.29%-9.0pp | 10.68%-14.4pp | 282.24%-286.0pp |
| Employer contribution / active EE | $1,532 | $4,727-67.6% | $3,587-57.3% | $4,866-68.5% |
| Participant deferral / active EE | $6,632 | $5,179+28.1% | $4,320+53.5% | $5,352+23.9% |
| Admin fee / account holder | $3,623 | $8,392-56.8% | $6,269-42.2% | $9,541-62.0% |