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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,026 | $135,645-22.6% | $110,243-4.7% | $135,380-22.4% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -9.38% | 513.24%-522.6pp | 314.76%-324.1pp | 519.81%-529.2pp |
| Employer contribution / active EE | $1,297 | $4,907-73.6% | $3,827-66.1% | $4,779-72.9% |
| Participant deferral / active EE | $863 | $5,507-84.3% | $4,672-81.5% | $5,609-84.6% |
| Admin fee / account holder | $1,148 | $11,458-90.0% | $8,548-86.6% | $10,828-89.4% |