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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,686 | $47,977-63.1% | $154,111-88.5% | $56,287-68.6% |
| Participation rate | 70.0% | 66.2%+3.8pp | 83.0%-13.0pp | 69.9%+0.1pp |
| Annual return | -8.44% | 3.54%-12.0pp | 735.18%-743.6pp | -9.96%+1.5pp |
| Employer contribution / active EE | $1,512 | $2,169-30.3% | $5,298-71.5% | $2,111-28.4% |
| Participant deferral / active EE | $1,544 | $2,392-35.4% | $5,081-69.6% | $3,350-53.9% |
| Admin fee / account holder | $1,287 | $438+193.8% | $13,411-90.4% | $521+147.1% |