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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,150 | $77,638-83.1% | $156,551-91.6% | $62,881-79.1% |
| Participation rate | 90.9% | 71.2%+19.7pp | 84.0%+6.9pp | 69.3%+21.6pp |
| Annual return | 12.06% | 50.33%-38.3pp | 32.23%-20.2pp | 20.14%-8.1pp |
| Employer contribution / active EE | $1,573 | $3,444-54.3% | $5,501-71.4% | $2,281-31.0% |
| Participant deferral / active EE | $1,516 | $3,046-50.2% | $4,871-68.9% | $3,203-52.7% |
| Admin fee / account holder | $1,552 | $5,561-72.1% | $13,028-88.1% | $4,296-63.9% |