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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH PIERCE FINNER & SMITH Service code 27 4800 DEER LAKE DR. E FL 1 · JACKSONVILLE, FL 32246 | Advisory (Plan) | $38,182 |
WITHUMSMITH+BROWN, PC2 years Filed as: WITHUM SMITH & BROWN, PC Service code 10 · EIN 22-2027092 5 VAUGHN DRIVE · PRINCETON, NJ 08540 | Accounting | $31,200 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 84-0467907 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $29,780 |
STALKER & ASSOCIATES, INC.6 years Filed as: STALKER & ASSOCIATES Service code 13 · EIN 23-2756743 301 S. STATE ST STE 103 · NEWTOWN, PA 18940 | Contract Administrator | $8,403 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,596 | $75,058+135.3% | $152,301+16.0% | $64,340+174.5% |
| Participation rate | 78.9% | 60.9%+18.0pp | 82.4%-3.5pp | 55.2%+23.7pp |
| Annual return | 8.14% | 29.93%-21.8pp | 80.50%-72.4pp | 24.14%-16.0pp |
| Employer contribution / active EE | $8,704 | $2,605+234.2% | $4,624+88.2% | $1,862+367.5% |
| Participant deferral / active EE | $9,465 | $5,041+87.8% | $8,004+18.3% | $2,980+217.6% |
| Admin fee / account holder | $745 | $4,050-81.6% | $14,398-94.8% | $3,703-79.9% |