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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,317 | $85,766+29.8% | $136,298-18.3% | $70,126+58.7% |
| Participation rate | 97.1% | 74.2%+23.0pp | 81.9%+15.2pp | 69.5%+27.6pp |
| Annual return | 5.59% | 31.46%-25.9pp | 5156.27%-5150.7pp | 73.15%-67.6pp |
| Employer contribution / active EE | $9,474 | $2,966+219.4% | $4,696+101.8% | $2,343+304.4% |
| Participant deferral / active EE | $10,149 | $5,051+100.9% | $6,247+62.4% | $3,332+204.6% |
| Admin fee / account holder | $8,634 | $5,421+59.3% | $9,244-6.6% | $4,645+85.9% |