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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH PIERCE FINNER & SMITH Service code 27 4800 DEER LAKE DR. E FL 1 · JACKSONVILLE, FL 32246 | Advisory (Plan) | $38,182 |
WITHUMSMITH+BROWN, PC2 years Filed as: WITHUM SMITH & BROWN, PC Service code 10 · EIN 22-2027092 5 VAUGHN DRIVE · PRINCETON, NJ 08540 | Accounting | $31,200 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 84-0467907 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $29,780 |
STALKER & ASSOCIATES, INC.6 years Filed as: STALKER & ASSOCIATES Service code 13 · EIN 23-2756743 301 S. STATE ST STE 103 · NEWTOWN, PA 18940 | Contract Administrator | $8,403 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,596 | $88,360+99.9% | $145,433+21.4% | $67,986+159.8% |
| Participation rate | 78.9% | 65.5%+13.4pp | 82.1%-3.2pp | 57.2%+21.7pp |
| Annual return | 8.14% | 63.15%-55.0pp | 66.58%-58.4pp | 31.67%-23.5pp |
| Employer contribution / active EE | $8,704 | $3,054+185.0% | $4,554+91.1% | $2,019+331.1% |
| Participant deferral / active EE | $9,465 | $5,932+59.6% | $7,897+19.8% | $3,358+181.9% |
| Admin fee / account holder | $745 | $3,313-77.5% | $13,129-94.3% | $3,203-76.7% |