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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $2,656 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,785 | $57,108+9.9% | $94,229-33.4% | $52,331+20.0% |
| Participation rate | 62.5% | 72.9%-10.4pp | 78.8%-16.3pp | 68.1%-5.6pp |
| Annual return | 0.24% | 1.47%-1.2pp | 10.68%-10.4pp | 4.54%-4.3pp |
| Employer contribution / active EE | $433 | $1,735-75.0% | $3,587-87.9% | $1,882-77.0% |
| Participant deferral / active EE | $3,046 | $3,040+0.2% | $4,320-29.5% | $3,022+0.8% |
| Admin fee / account holder | $23 | $546-95.7% | $6,269-99.6% | $592-96.0% |