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| Provider | Service type | Compensation |
|---|---|---|
HOBERMAN & LESSER, LLP3 years Service code 16 · EIN 47-1492235 | Consulting | $7,500 |
Service code 37 · EIN 04-2647786 | Loan Processing | $1,913 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,937 | $66,302+26.6% | $110,243-23.9% | $56,289+49.1% |
| Participation rate | 63.3% | 74.9%-11.6pp | 79.8%-16.6pp | 69.9%-6.6pp |
| Annual return | -4.84% | -1.18%-3.7pp | 314.76%-319.6pp | -9.96%+5.1pp |
| Employer contribution / active EE | $413 | $2,047-79.8% | $3,827-89.2% | $2,111-80.4% |
| Participant deferral / active EE | $3,411 | $3,381+0.9% | $4,672-27.0% | $3,350+1.8% |
| Admin fee / account holder | $79 | $698-88.8% | $8,548-99.1% | $521-84.9% |