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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,171 | $111,785+22.7% | $93,669+46.4% | $145,877-6.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 12.22% | 203.79%-191.6pp | 133.59%-121.4pp | 551.28%-539.1pp |
| Employer contribution / active EE | $2,500 | $3,096-19.3% | $2,424+3.1% | $4,663-46.4% |
| Participant deferral / active EE | $10,565 | $4,919+114.8% | $4,416+139.3% | $6,691+57.9% |
| Admin fee / account holder | $21,920 | $10,256+113.7% | $8,291+164.4% | $13,402+63.6% |