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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,649 | $102,663+41.9% | $86,216+68.9% | $139,466+4.4% |
| Participation rate | 94.4% | 74.5%+19.9pp | 69.0%+25.5pp | 80.3%+14.1pp |
| Annual return | 14.79% | 1924.52%-1909.7pp | 1169.42%-1154.6pp | 373.66%-358.9pp |
| Employer contribution / active EE | $2,635 | $3,035-13.2% | $2,382+10.6% | $4,754-44.6% |
| Participant deferral / active EE | $10,325 | $4,677+120.7% | $3,986+159.0% | $6,712+53.8% |
| Admin fee / account holder | $575 | $8,663-93.4% | $6,853-91.6% | $11,409-95.0% |