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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,403 | $95,915+36.0% | $79,580+63.9% | $134,532-3.1% |
| Participation rate | 93.8% | 75.0%+18.7pp | 69.5%+24.3pp | 81.2%+12.5pp |
| Annual return | -16.27% | -2.71%-13.6pp | 0.15%-16.4pp | 418.27%-434.5pp |
| Employer contribution / active EE | $2,775 | $3,129-11.3% | $2,413+15.0% | $4,741-41.5% |
| Participant deferral / active EE | $10,431 | $4,693+122.2% | $3,985+161.7% | $6,401+63.0% |
| Admin fee / account holder | $677 | $9,132-92.6% | $6,835-90.1% | $11,429-94.1% |