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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,605 | $112,729+52.2% | $98,716+73.8% | $137,256+25.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 15.64% | 38.48%-22.8pp | 31.81%-16.2pp | 220.34%-204.7pp |
| Employer contribution / active EE | $2,414 | $2,725-11.4% | $2,279+5.9% | $4,156-41.9% |
| Participant deferral / active EE | $10,024 | $4,640+116.0% | $4,048+147.7% | $6,407+56.5% |
| Admin fee / account holder | $6,166 | $10,129-39.1% | $8,703-29.2% | $12,270-49.8% |