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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,828 | $90,606-3.1% | $79,466+10.5% | $135,379-35.1% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -3.62% | 977.69%-981.3pp | 718.28%-721.9pp | 519.79%-523.4pp |
| Employer contribution / active EE | $4,771 | $3,068+55.5% | $2,800+70.4% | $4,779-0.2% |
| Participant deferral / active EE | $6,284 | $4,050+55.1% | $3,704+69.7% | $5,609+12.0% |
| Admin fee / account holder | $7,940 | $5,895+34.7% | $5,104+55.6% | $10,828-26.7% |