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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,075 | $99,011-12.1% | $86,582+0.6% | $147,586-41.0% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 10.10% | 1312.75%-1302.6pp | 965.08%-955.0pp | 578.59%-568.5pp |
| Employer contribution / active EE | $3,996 | $3,132+27.6% | $2,839+40.7% | $4,876-18.1% |
| Participant deferral / active EE | $4,817 | $3,972+21.3% | $3,609+33.5% | $5,439-11.4% |
| Admin fee / account holder | $2,797 | $5,709-51.0% | $4,904-43.0% | $10,886-74.3% |