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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,979 | $92,766-24.6% | $82,763-15.4% | $134,545-48.0% |
| Participation rate | 58.8% | 75.2%-16.4pp | 72.6%-13.7pp | 81.2%-22.4pp |
| Annual return | -17.06% | 946.97%-964.0pp | 702.45%-719.5pp | 418.37%-435.4pp |
| Employer contribution / active EE | $1,436 | $3,273-56.1% | $3,008-52.3% | $4,742-69.7% |
| Participant deferral / active EE | $2,776 | $4,802-42.2% | $4,395-36.8% | $6,401-56.6% |
| Admin fee / account holder | $616 | $5,978-89.7% | $5,325-88.4% | $11,431-94.6% |