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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,886 | $100,938-11.9% | $90,461-1.7% | $158,982-44.1% |
| Participation rate | 71.4% | 75.0%-3.6pp | 72.7%-1.3pp | 82.0%-10.5pp |
| Annual return | 14.88% | 1727.20%-1712.3pp | 1294.76%-1279.9pp | 302.99%-288.1pp |
| Employer contribution / active EE | $1,977 | $3,691-46.4% | $3,264-39.4% | $4,763-58.5% |
| Participant deferral / active EE | $3,450 | $4,350-20.7% | $3,964-13.0% | $5,983-42.3% |
| Admin fee / account holder | $2,639 | $6,510-59.5% | $5,617-53.0% | $11,252-76.5% |