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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,557 | $103,038-30.6% | $90,324-20.8% | $152,909-53.2% |
| Participation rate | 75.0% | 75.9%-0.9pp | 73.3%+1.7pp | 82.5%-7.5pp |
| Annual return | 16.93% | 95.25%-78.3pp | 78.15%-61.2pp | 345.46%-328.5pp |
| Employer contribution / active EE | $1,697 | $3,141-46.0% | $2,856-40.6% | $4,764-64.4% |
| Participant deferral / active EE | $2,924 | $4,282-31.7% | $3,885-24.7% | $5,851-50.0% |
| Admin fee / account holder | $9,259 | $6,177+49.9% | $5,356+72.9% | $11,601-20.2% |