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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,495 | $72,177+46.2% | $115,038-8.3% | $59,633+76.9% |
| Participation rate | 96.7% | 72.6%+24.1pp | 81.4%+15.3pp | 68.7%+28.0pp |
| Annual return | 0.01% | 12.02%-12.0pp | 26.14%-26.1pp | 2041.45%-2041.4pp |
| Employer contribution / active EE | $8,208 | $2,841+188.9% | $4,608+78.1% | $2,203+272.7% |
| Participant deferral / active EE | $6,763 | $4,783+41.4% | $6,026+12.2% | $3,192+111.9% |
| Admin fee / account holder | $10,528 | $4,927+113.7% | $8,175+28.8% | $4,297+145.0% |