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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,918 | $53,128+142.7% | $86,582+48.9% | $70,126+83.8% |
| Participation rate | 100.0% | 65.3%+34.7pp | 73.5%+26.5pp | 69.5%+30.5pp |
| Annual return | 14.84% | 27.66%-12.8pp | 965.08%-950.2pp | 73.15%-58.3pp |
| Employer contribution / active EE | $7,023 | $2,068+239.6% | $2,839+147.4% | $2,343+199.8% |
| Participant deferral / active EE | $5,210 | $2,695+93.3% | $3,609+44.4% | $3,332+56.4% |
| Admin fee / account holder | $8,181 | $3,584+128.3% | $4,904+66.8% | $4,645+76.1% |