Retirement plan

STAVOLA MANAGEMENT CO., INC. 401(K) PLAN

Name: STAVOLA MANAGEMENT CO., INC. - STAVOLA MANAGEMENT CO., INC. 401(K) PLAN (2016) Form 5500
Creator: STAVOLA MANAGEMENT CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STAVOLA MANAGEMENT CO., INC. 401(K) PLAN, STAVOLA MANAGEMENT CO., INC.

STAVOLA MANAGEMENT CO., INC.EIN 22-2357415Plan #003PY 2016

175 DRIFT ROAD - TINTON FALLS, NJ 07724732-542-2328LinkedIn201-500 employeesreal estate

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$23.4M

+9.9% from 2015

Total participants

264

-1.9% from 2015

Average account balance

$142,773

-3.5% from 2015

Annual return

6.37%

+7.15 pp from 2015

Benchmarks

See 2,382 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,382 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$32.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$144K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

229

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

12.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.40M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.26%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$546

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
DOMINIC DIPIERO, NEWPORT CAPITAL2+ years Service code 22 12 BROAD ST., 5TH FLOOR · RED BANK, NJ 07701	Insurance Broker	$47,860

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$5K

$19 / participant

Other / not subdivided$5K100.0%

% of EOY assets

0.020%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MAYER HOFFMAN MCCANN, P.C.
Auditor EIN: 431947695
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$142,773

$52,884+170.0%

$84,753+68.5%

$55,167+158.8%

Participation rate

59.2%

67.5%-8.3pp

76.6%-17.4pp

69.0%-9.8pp

Annual return

6.37%

18.03%-11.7pp

22.78%-16.4pp

169.23%-162.9pp

Employer contribution / active EE

$1,354

$2,233-39.4%

$3,574-62.1%

$1,963-31.0%

Participant deferral / active EE

$3,233

$2,644+22.3%

$3,712-12.9%

$3,054+5.8%

Admin fee / account holder

$29

$581-95.0%

$5,333-99.5%

$504-94.2%

Provider

Service type

Compensation

DOMINIC DIPIERO, NEWPORT CAPITAL2+ years

Service code 22

12 BROAD ST., 5TH FLOOR · RED BANK, NJ 07701

Insurance Broker

$47,860

STAVOLA MANAGEMENT CO., INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STAVOLA MANAGEMENT CO., INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion