Retirement plan

STAVOLA MANAGEMENT CO., INC. 401(K) PLAN

Name: STAVOLA MANAGEMENT CO., INC. - STAVOLA MANAGEMENT CO., INC. 401(K) PLAN (2015) Form 5500
Creator: STAVOLA MANAGEMENT CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STAVOLA MANAGEMENT CO., INC. 401(K) PLAN, STAVOLA MANAGEMENT CO., INC.

STAVOLA MANAGEMENT CO., INC.EIN 22-2357415Plan #003PY 2015

175 DRIFT ROAD - TINTON FALLS, NJ 07724732-542-2328LinkedIn201-500 employeesreal estate

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$21.3M

No prior year

Total participants

269

No prior year

Average account balance

$147,961

No prior year

Annual return

-0.78%

No prior year

Benchmarks

See 1,997 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort1,997 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$32.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$144K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

229

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

12.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.40M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.26%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$546

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
DOMINIC DIPIERO, NEWPORT CAPITAL1+ years Service code 22 12 BROAD ST., 5TH FLOOR · RED BANK, NM 07701	Insurance Broker	$45,755

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$5K

$21 / participant

Other / not subdivided$5K100.0%

% of EOY assets

0.024%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MAYER HOFFMAN MCCANN, P.C.
Auditor EIN: 431947695
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$147,961

$50,464+193.2%

$75,784+95.2%

$52,331+182.7%

Participation rate

49.6%

66.8%-17.2pp

75.8%-26.2pp

68.1%-18.5pp

Annual return

-0.78%

1.03%-1.8pp

9.68%-10.5pp

4.54%-5.3pp

Employer contribution / active EE

$1,340

$1,988-32.6%

$3,323-59.7%

$1,882-28.8%

Participant deferral / active EE

$3,036

$2,570+18.1%

$3,652-16.9%

$3,022+0.5%

Admin fee / account holder

$35

$1,103-96.8%

$5,300-99.3%

$592-94.0%

Provider

Service type

Compensation

DOMINIC DIPIERO, NEWPORT CAPITAL1+ years

Service code 22

12 BROAD ST., 5TH FLOOR · RED BANK, NM 07701

Insurance Broker

$45,755

STAVOLA MANAGEMENT CO., INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STAVOLA MANAGEMENT CO., INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion