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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,760 | $87,546-52.3% | $75,784-44.9% | $125,389-66.7% |
| Participation rate | 50.0% | 80.2%-30.2pp | 75.8%-25.8pp | 83.2%-33.2pp |
| Annual return | 0.56% | 13.49%-12.9pp | 9.68%-9.1pp | 282.24%-281.7pp |
| Employer contribution / active EE | $1,383 | $3,930-64.8% | $3,323-58.4% | $4,866-71.6% |
| Participant deferral / active EE | $5,176 | $4,230+22.4% | $3,652+41.7% | $5,352-3.3% |
| Admin fee / account holder | $105,048 | $6,503+1515.5% | $5,300+1882.1% | $9,541+1001.0% |