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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,671 | $115,810-77.8% | $101,271-74.7% | $158,966-83.9% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.8%-25.8pp | 82.0%-32.0pp |
| Annual return | 7.98% | 56.15%-48.2pp | 46.48%-38.5pp | 302.95%-295.0pp |
| Employer contribution / active EE | $1,745 | $4,175-58.2% | $3,660-52.3% | $4,762-63.4% |
| Participant deferral / active EE | $5,687 | $4,958+14.7% | $4,371+30.1% | $5,983-5.0% |
| Admin fee / account holder | $18,991 | $7,248+162.0% | $5,948+219.3% | $11,250+68.8% |