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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,766 | $73,988-28.7% | $96,538-45.3% | $75,177-29.8% |
| Participation rate | 84.4% | 66.4%+17.9pp | 74.3%+10.0pp | 67.2%+17.2pp |
| Annual return | 8.52% | 26.73%-18.2pp | 35.74%-27.2pp | 160.75%-152.2pp |
| Employer contribution / active EE | $0 | $2,930-100.0% | $3,740-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $4,313 | $3,660+17.8% | $4,880-11.6% | $4,126+4.5% |
| Admin fee / account holder | $3,037 | $5,220-41.8% | $6,737-54.9% | $5,651-46.3% |