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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,333 | $64,729-30.0% | $112,263-59.6% | $68,490-33.8% |
| Participation rate | 73.9% | 67.2%+6.8pp | 75.1%-1.1pp | 67.9%+6.0pp |
| Annual return | -12.29% | -11.40%-0.9pp | 27.49%-39.8pp | -7.85%-4.4pp |
| Employer contribution / active EE | $57 | $2,746-97.9% | $3,636-98.4% | $2,597-97.8% |
| Participant deferral / active EE | $2,242 | $3,566-37.1% | $4,729-52.6% | $4,028-44.3% |
| Admin fee / account holder | $10,934 | $5,222+109.4% | $6,410+70.6% | $5,403+102.4% |