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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,282 | $111,814-32.7% | $103,378-27.2% | $145,978-48.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 32.93% | 24.80%+8.1pp | 24.91%+8.0pp | 550.52%-517.6pp |
| Employer contribution / active EE | $12,508 | $4,215+196.7% | $3,870+223.2% | $4,662+168.3% |
| Participant deferral / active EE | $17,373 | $5,618+209.2% | $5,058+243.5% | $6,690+159.7% |
| Admin fee / account holder | $498 | $9,764-94.9% | $8,401-94.1% | $13,400-96.3% |