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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,282 | $111,814-32.7% | $103,374-27.2% | $145,959-48.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 32.93% | 24.77%+8.2pp | 24.89%+8.0pp | 561.95%-529.0pp |
| Employer contribution / active EE | $12,508 | $4,214+196.8% | $3,869+223.2% | $4,661+168.4% |
| Participant deferral / active EE | $17,373 | $5,618+209.2% | $5,058+243.5% | $6,689+159.7% |
| Admin fee / account holder | $498 | $9,754-94.9% | $8,394-94.1% | $13,398-96.3% |