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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,945 | $124,425-8.4% | $112,040+1.7% | $137,256-17.0% |
| Participation rate | 78.3% | 79.3%-1.0pp | 76.5%+1.8pp | 80.0%-1.7pp |
| Annual return | 10.43% | 24.72%-14.3pp | 24.52%-14.1pp | 220.34%-209.9pp |
| Employer contribution / active EE | $1,515 | $3,411-55.6% | $2,954-48.7% | $4,156-63.5% |
| Participant deferral / active EE | $2,402 | $5,718-58.0% | $5,098-52.9% | $6,407-62.5% |
| Admin fee / account holder | $6,260 | $15,207-58.8% | $12,098-48.3% | $12,270-49.0% |