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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,057 | $135,956+0.8% | $123,894+10.6% | $273,972-50.0% |
| Participation rate | 77.8% | 84.1%-6.3pp | 81.4%-3.6pp | 83.0%-5.2pp |
| Annual return | 6.39% | 56.63%-50.2pp | 47.52%-41.1pp | 41.46%-35.1pp |
| Employer contribution / active EE | $1,600 | $5,170-69.1% | $4,617-65.3% | $4,869-67.1% |
| Participant deferral / active EE | $2,648 | $6,343-58.2% | $5,984-55.7% | $5,287-49.9% |
| Admin fee / account holder | $10,126 | $9,817+3.1% | $8,357+21.2% | $10,133-0.1% |