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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,031 | $160,040-35.0% | $147,096-29.3% | $145,877-28.7% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 7.09% | 98.49%-91.4pp | 419.75%-412.7pp | 551.28%-544.2pp |
| Employer contribution / active EE | $1,382 | $5,289-73.9% | $4,936-72.0% | $4,663-70.4% |
| Participant deferral / active EE | $3,268 | $8,429-61.2% | $8,071-59.5% | $6,691-51.1% |
| Admin fee / account holder | $18,008 | $15,050+19.7% | $13,005+38.5% | $13,402+34.4% |