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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,246 | $111,301+50.3% | $112,977+48.0% | $158,982+5.2% |
| Participation rate | 80.0% | 83.5%-3.5pp | 82.6%-2.6pp | 82.0%-2.0pp |
| Annual return | 11.92% | 26.40%-14.5pp | 24.24%-12.3pp | 302.99%-291.1pp |
| Employer contribution / active EE | $1,467 | $4,471-67.2% | $4,255-65.5% | $4,763-69.2% |
| Participant deferral / active EE | $5,159 | $5,880-12.3% | $5,836-11.6% | $5,983-13.8% |
| Admin fee / account holder | $2,439 | $8,392-70.9% | $6,294-61.3% | $11,252-78.3% |