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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,799 | $114,199+45.2% | $119,237+39.0% | $167,553-1.0% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.7%+17.3pp | 82.1%+17.9pp |
| Annual return | 9.29% | 29.88%-20.6pp | 30.70%-21.4pp | 478.89%-469.6pp |
| Employer contribution / active EE | $2,585 | $4,480-42.3% | $4,383-41.0% | $4,840-46.6% |
| Participant deferral / active EE | $5,595 | $6,086-8.1% | $6,112-8.5% | $6,343-11.8% |
| Admin fee / account holder | $1,467 | $8,939-83.6% | $7,229-79.7% | $12,316-88.1% |