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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,599 | $96,643+62.0% | $86,617+80.8% | $139,456+12.3% |
| Participation rate | 75.0% | 74.4%+0.6pp | 71.7%+3.3pp | 80.3%-5.3pp |
| Annual return | 17.47% | 106.57%-89.1pp | 591.91%-574.4pp | 373.45%-356.0pp |
| Employer contribution / active EE | $2,947 | $3,264-9.7% | $3,023-2.5% | $4,753-38.0% |
| Participant deferral / active EE | $9,015 | $4,835+86.4% | $4,437+103.2% | $6,711+34.3% |
| Admin fee / account holder | $2,933 | $6,406-54.2% | $5,613-47.7% | $11,407-74.3% |