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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,328 | $92,743+34.1% | $82,744+50.3% | $134,532-7.6% |
| Participation rate | 69.2% | 75.2%-6.0pp | 72.6%-3.3pp | 81.2%-12.0pp |
| Annual return | -18.54% | 946.63%-965.2pp | 702.22%-720.8pp | 418.27%-436.8pp |
| Employer contribution / active EE | $2,362 | $3,273-27.8% | $3,008-21.5% | $4,741-50.2% |
| Participant deferral / active EE | $7,616 | $4,802+58.6% | $4,395+73.3% | $6,401+19.0% |
| Admin fee / account holder | $1,210 | $5,977-79.8% | $5,325-77.3% | $11,429-89.4% |