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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,517 | $80,992+109.3% | $96,534+75.6% | $75,173+125.5% |
| Participation rate | 69.0% | 71.8%-2.7pp | 76.0%-6.9pp | 67.2%+1.8pp |
| Annual return | 18.58% | 27.05%-8.5pp | 25.88%-7.3pp | 160.72%-142.1pp |
| Employer contribution / active EE | $1,838 | $2,283-19.5% | $2,965-38.0% | $2,671-31.2% |
| Participant deferral / active EE | $6,071 | $3,929+54.5% | $4,851+25.2% | $4,126+47.1% |
| Admin fee / account holder | $5,222 | $6,717-22.3% | $8,253-36.7% | $5,651-7.6% |