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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,016 | $78,428+70.9% | $95,960+39.7% | $79,852+67.8% |
| Participation rate | 70.0% | 73.5%-3.5pp | 77.1%-7.1pp | 69.6%+0.4pp |
| Annual return | 14.48% | 19.37%-4.9pp | 91.63%-77.2pp | 31.72%-17.2pp |
| Employer contribution / active EE | $1,641 | $1,945-15.7% | $2,541-35.4% | $2,471-33.6% |
| Participant deferral / active EE | $5,249 | $3,440+52.6% | $4,167+26.0% | $3,740+40.3% |
| Admin fee / account holder | $15,414 | $5,622+174.2% | $6,797+126.8% | $5,306+190.5% |