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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,452 | $72,492+63.4% | $87,104+36.0% | $72,975+62.3% |
| Participation rate | 74.5% | 72.8%+1.7pp | 76.9%-2.4pp | 69.5%+5.0pp |
| Annual return | 15.46% | 24.46%-9.0pp | 28.19%-12.7pp | 81.01%-65.6pp |
| Employer contribution / active EE | $2,429 | $1,894+28.2% | $2,521-3.7% | $2,440-0.5% |
| Participant deferral / active EE | $4,915 | $3,270+50.3% | $4,048+21.4% | $3,608+36.2% |
| Admin fee / account holder | $21,764 | $5,055+330.5% | $7,491+190.5% | $5,124+324.7% |