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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,371 | $67,602+67.7% | $82,312+37.7% | $70,126+61.7% |
| Participation rate | 66.7% | 72.8%-6.1pp | 76.9%-10.2pp | 69.5%-2.9pp |
| Annual return | 13.53% | 21.57%-8.0pp | 25.88%-12.3pp | 73.15%-59.6pp |
| Employer contribution / active EE | $2,251 | $1,755+28.3% | $2,428-7.3% | $2,343-3.9% |
| Participant deferral / active EE | $5,206 | $2,987+74.3% | $3,706+40.5% | $3,332+56.3% |
| Admin fee / account holder | $7,487 | $4,512+66.0% | $5,608+33.5% | $4,645+61.2% |