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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,511 | $64,359+53.1% | $90,161+9.3% | $70,126+40.5% |
| Participation rate | 90.2% | 70.4%+19.8pp | 76.9%+13.3pp | 69.5%+20.7pp |
| Annual return | 12.92% | 28.13%-15.2pp | 34.89%-22.0pp | 73.15%-60.2pp |
| Employer contribution / active EE | $9,804 | $2,046+379.3% | $3,318+195.5% | $2,343+318.5% |
| Participant deferral / active EE | $3,969 | $4,389-9.6% | $5,287-24.9% | $3,332+19.1% |
| Admin fee / account holder | $937 | $3,945-76.3% | $5,943-84.2% | $4,645-79.8% |