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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,955 | $48,274+69.8% | $63,244+29.6% | $59,633+37.4% |
| Participation rate | 48.4% | 66.3%-17.9pp | 71.0%-22.7pp | 68.7%-20.3pp |
| Annual return | -0.17% | -240.79%+240.6pp | -70.31%+70.1pp | 2041.45%-2041.6pp |
| Employer contribution / active EE | $0 | $1,586-100.0% | $2,322-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $3,850 | $2,343+64.3% | $2,953+30.3% | $3,192+20.6% |
| Admin fee / account holder | $0 | $3,600-100.0% | $5,893-100.0% | $4,297-100.0% |