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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,632 | $52,306+67.5% | $69,779+25.6% | $62,881+39.4% |
| Participation rate | 59.3% | 67.2%-8.0pp | 71.8%-12.6pp | 69.3%-10.0pp |
| Annual return | 6.27% | 13.35%-7.1pp | 12.99%-6.7pp | 20.14%-13.9pp |
| Employer contribution / active EE | $0 | $1,799-100.0% | $2,338-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,566 | $2,395+48.9% | $2,931+21.7% | $3,203+11.3% |
| Admin fee / account holder | $72 | $3,691-98.0% | $4,381-98.4% | $4,296-98.3% |