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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,351 | $78,705+72.0% | $117,857+14.8% | $70,131+93.0% |
| Participation rate | 87.7% | 73.2%+14.5pp | 79.7%+8.1pp | 69.5%+18.2pp |
| Annual return | -7.36% | 23.30%-30.7pp | 335.09%-342.4pp | 73.14%-80.5pp |
| Employer contribution / active EE | $0 | $2,223-100.0% | $3,786-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $5,839 | $3,297+77.1% | $4,482+30.3% | $3,332+75.2% |
| Admin fee / account holder | $5,198 | $5,065+2.6% | $8,020-35.2% | $4,645+11.9% |