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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,067 | $99,994+129.1% | $146,647+56.2% | $85,851+166.8% |
| Participation rate | 90.5% | 73.1%+17.4pp | 80.1%+10.4pp | 69.3%+21.2pp |
| Annual return | 9.73% | 18.93%-9.2pp | 22.75%-13.0pp | 318.63%-308.9pp |
| Employer contribution / active EE | $0 | $2,559-100.0% | $4,137-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $7,542 | $4,006+88.3% | $5,506+37.0% | $3,952+90.8% |
| Admin fee / account holder | $17,190 | $7,703+123.2% | $10,281+67.2% | $6,261+174.6% |